By your side through every season

Chartered FinancialPlanning For aLife By Design.

Independent, Chartered Financial Planning for those approaching retirement, business owners and high-earning professionals. Based in Cambridgeshire; serving clients across the United Kingdom.

Scroll

Who We Are

Chartered. Fellow.
Independent.

Evergreen Private Wealth is led by Tim Webb, a Chartered Financial Planner, a Chartered Fellow of the Chartered Institute for Securities & Investment, and a Pension Transfer Specialist.

Although Tim is a Pension Transfer Specialist, and qualified to identify the need for Defined Benefit Transfers, if it becomes evident that this is the most appropriate route for you, we will, with your consent, refer you to another suitably qualified specialist.

“Tim showed me what I’d actually saved, what I could afford to spend, and answered the questions I’d been afraid to ask. Five years on, I still call him.”
Retired GP · Huntingdon
Tim Webb, Chartered Financial Planner and founder of Evergreen Private Wealth
Who We Are

Chartered. Fellow.
Independent.

Evergreen Private Wealth is led by Tim Webb, a Chartered Financial Planner, a Chartered Fellow of the Chartered Institute for Securities & Investment, and a Pension Transfer Specialist.

Although Tim is a Pension Transfer Specialist, and qualified to identify the need for Defined Benefit Transfers, if it becomes evident that this is the most appropriate route for you, we will, with your consent, refer you to another suitably qualified specialist.

Tim Webb, Chartered Financial Planner and founder of Evergreen Private Wealth
Chartered Financial PlannerCISI Chartered FellowVouchedFor Top Rated Adviser 2025 & 2026VouchedFor 4.9 star rating
“Tim showed me what I’d actually saved, what I could afford to spend, and answered the questions I’d been afraid to ask. Five years on, I still call him.”
Retired GP · Huntingdon
Who We Help

A small number of people,
served well.

Evergreen Private Wealth keeps a deliberately small practice. Four kinds of client tend to find us, each with their own questions to answer.

An English countryside view in late afternoon light — red-brick farmhouse in the distance beyond mature trees and a hedge-bordered field, the quiet of a well-earned retirement in the East of England.

01

Approaching Retirement

“Can I afford to stop?”

The final decade before you stop earning is the most consequential of your financial life. Drawdown strategy, tax-free cash sequencing, longevity modelling, and the question that matters most: can I afford to stop, and when?

What we deliver

A retirement income plan designed to help your money support the life you want, through changing markets, inflation and life's uncertainties.

  • The value of pensions and any income from them can fall as well as rise. You may not get back the full amount invested.
  • Levels and bases of, and reliefs from, taxation are subject to change and their value will depend upon personal circumstances. Taxation and pension legislation may change in the future.
  • Drawdown pension plans (unsecured income) are complex and are not suitable for everyone. Pension decisions can affect your income for the rest of your life (and that of any partner and other dependants). Where benefits are accessed on a flexible basis, these are not fixed or safeguarded for life. If security of income is important to you then you should consider purchasing an annuity or taking a scheme pension to provide a secured level of income.
  • The Financial Conduct Authority does not regulate Cashflow Planning.
An English market-town high street with stone-fronted independent businesses — the kind of street where a UK business owner actually trades.

02

Business Owners

“What comes after the sale?”

Extracting wealth tax-efficiently, structuring sale proceeds, and helping you make the most of what you've built. From pre-sale planning to the years after your business exit.

What we deliver

A structured plan for your business exit and a long-term financial plan for the life that follows.

  • The Financial Conduct Authority does not regulate some aspects of Trust, Tax and Estate Planning
Professional-looking architectural detail of glass and steel — the working environment of senior partners, consultants and executives juggling complex remuneration.

03

High-Earning Professionals

“Am I doing this efficiently?”

Senior partners, consultants and executives juggling tapered allowances, carry-forward, share schemes, and the pension planning that complex pay tends to break. We resolve the complexity into clarity.

What we deliver

A tax-efficient accumulation plan designed to work quietly in the background while you focus on living your life.

  • Levels and bases of, and reliefs from, taxation are subject to change and their value will depend upon personal circumstances. Taxation and pension legislation may change in the future.
  • The value of pensions and any income from them can fall as well as rise. You may not get back the full amount invested.
Three generations of a family together at a sunlit kitchen table — grandparents, parents and grandchildren, the human stakes of inheritance planning done well.

04

Passing on Wealth

“Will my family be ok?”

Inheritance tax planning, trusts, gifting strategies and thoughtful family conversations. Helping you prepare your wealth—and your family—for the future, long before difficult decisions need to be made.

What we deliver

An estate plan designed to reduce unnecessary tax and help more of your wealth reach the next generation.

  • The Financial Conduct Authority does not regulate some aspects of Trust, Tax and Estate Planning
What We Do

Financial Planning to Weather
All Seasons.

Build the capital. Manage the plan. Protect the legacy. Evergreen does all three with the rigour of a chartered firm and the warmth of a small practice.

Aerial view of a winding river through autumn woodland, a quiet metaphor for capital compounding over decades.

01 / 03

Build.

The work of building wealth, with someone in your corner. A clear direction. Accountability when life tempts you to drift. A financial plan built around the life you want—not a standard investment model.

Sunlight breaking through tall pine trees in a mature forest, the active stewardship of an established plan.

02 / 03

Manage.

Life moves. Legislation moves. Each change is another twist of the Rubik's Cube. We keep turning it, so your financial plan stays aligned with where you're going. Direction, not drift.

Misty meadow at dawn with a single tree on the horizon, the calm of wealth properly protected for the next generation.

03 / 03

Protect.

Wealth that reaches the people you intend, intact and on your terms. Intentional planning that mitigates inheritance tax and protects what you've built from the unknowns ahead.

What You Gain

What a good plan
actually feels like.

Financial planning, done well, isn’t really about the products. It’s about the freedom to step away from the numbers and simply live your life.

01

Confidence

A plan stress-tested against the markets you fear, the longevity you might enjoy and the years you'd rather not think about. You'll have greater confidence in your financial future, based on careful planning rather than hope.

02

Clarity

Removing the fog of life's "what ifs". A clearer view of your financial future, and what it's all building towards.

03

Control

A sense of control over your money and your future. Effective planning is proactive, not reactive.

04

Accountability

A dedicated planner, genuinely interested in your and your family's future. Annual reviews at a minimum, here to ensure the plan stays on track.

The Process

Four Phases.

The first is a conversation; the last continues for as long as we’re working together. No product pushes, and an exploration meeting that costs nothing but the time.

Phase 01

Exploration

A complimentary 90-minute conversation. We learn what matters most. You see how we think. Nothing further unless we both choose to continue.

Mutual fit

Phase 02

Planning

Deep analysis: tax position, existing arrangements, cashflow modelling across multiple scenarios. A written plan that answers the questions that brought you here.

Written plan

Phase 03

Implementation

Translating the plan into action: pensions, investments, protection and estate work, using a panel of institutional-quality partners.

Portfolio in place

Phase 04

Stewardship

Annual review meetings at a minimum, with an open line whenever life changes. The plan evolves with you, tended over decades, not delivered and forgotten.

Lifelong partnership

Transparent fees

Like building a house.

We use the house-building analogy because it’s how clients tend to think about it, and because it makes our fees easy to follow. You pay an architect to draw the plans, a builder to put it up, and a landscaper to keep it beautiful. We do the same thing.

The first conversation, the Exploration, is complimentary, no matter what comes next.

ARCHITECTBUILDERLANDSCAPER

Complimentary first step

Exploration meeting

60–90 minutes. We learn what matters; you see how we think. No fee, no follow-up sales call.

The Architect

Drawing the plans

Planning

A full financial plan. Analysis of your existing arrangements, cashflow modelling across multiple scenarios, and a written set of recommendations you own outright. The fee is £997, or £1,497 where the work is more involved: five or more policies to review, inheritance tax planning, or retirement planning within three years of your planned retirement date. In either case, £997 is credited against your implementation fee if you go on to become a client.

£997

one-off planning fee · £1,497 for complex situations

Your written plan

The Builder

Putting it up

Implementation

Executing the plan. Establishing pensions, investments and protection, and transferring legacy arrangements. Charged at 1.5% on the first £250,000 and 1.0% on the next £750,000 of the assets we put in place, with £997 of your planning fee credited against it.

1.5% / 1.0%

implementation fee · 1.5% first £250k, 1.0% next £750k

Portfolio in place

The Landscaper

Keeping it beautiful

Ongoing

We have different ongoing service options to meet varying client needs. See the table below for further information. We would find the right option for you as part of our work together.

0.60%-0.90%

per annum · three ongoing service options

Year-round care

All fees are quoted in writing and agreed before any work begins. The planning fee is £997, or £1,497 where five or more policies need reviewing, inheritance tax planning is required, or retirement planning is needed within three years of your planned retirement date. In either case, £997 is credited against the implementation fee should you go on to become a client. The implementation fee is charged at 1.5% on the first £250,000 and 1.0% on the next £750,000. Ongoing fees depend on the service option you choose, as set out in the table above.

We charge no fees for financial protection work. We receive a commission from the product provider for setting up financial protection; this will always be disclosed in advance.

Testimonials
VouchedFor Top Rated Adviser 2025 & 2026VouchedFor 4.9 out of 5 customer ratingAs featured in The TimesChartered Insurance Institute, Chartered Financial PlannerCISI Chartered Fellow

Not our words. Theirs.

Almost every new client arrives through a quiet recommendation from one we already serve. The reviews below are theirs, verified by VouchedFor.

VouchedFor Top Rated Adviser 2025 & 2026

Top Rated 2025 & 2026

VouchedFor verified

VouchedFor 4.9 out of 5 customer rating

Customer rating · 63 verified reviews

4.9★

VouchedFor rating

63

Verified reviews

100%

of clients would recommend Evergreen

VouchedFor rating, review count and reviews shown are correct as at 18 August 2026, per Tim Webb's public VouchedFor profile.

5.0
Cambridgeshire · Jun 2026
What were the circumstances that caused you to initially look for an adviser?
“Change in employment circumstances required my money was being more pro-actively managed to understand if I was able to plan for retirement at the end of the year during which the advice was initially provided.”
How has Tim Webb helped you?
“Tim provided the knowledge and tools to take the data I provided and demonstrate how I could retire at the end of the year and what that would mean for income streams in subsequent years. Tim has helped me build a consolidated and managed investment portfolio that will, hopefully, grow over the next few years. I now look forward to the future with much more confidence that I will have funds to support an active retirement and leave my family financially secure.”
Have you seen the outcome you were hoping for?
“Yes! Even in these turbulent times I have seen great growth in my portfolio value.”
Verified clientvia VouchedFor
5.0
London · May 2026
What were the circumstances that caused you to initially look for an adviser?
“I needed to review financial planning for retirement, and revise my plan to get me there in due course.”
How has Tim Webb helped you?
“Tim discussed my attitude to risk, together with timescales. He provided financial modelling to demonstrate choices to reach retirement goals. Transfer of several pension pots.”
Have you seen the outcome you were hoping for?
“Yes, by investment into a SIPP and ISA in readiness for retirement.”
What could they have done better?
“Nothing, support there when needed together with explanation and annual review.”
Verified clientvia VouchedFor
5.0
Rutland · May 2026
What were the circumstances that caused you to initially look for an adviser?
“Not having much support from my previous company.”
How has Tim Webb helped you?
“By explaining the concepts and simplifying the process so that I can understand it.”
Have you seen the outcome you were hoping for?
“Apart from the world volatility, yes.”
What could they have done better?
“Nothing really.”
Verified clientvia VouchedFor
5.0
Leicestershire · Apr 2026
What were the circumstances that caused you to initially look for an adviser?
“Savings after retirement.”
How has Tim Webb helped you?
“Answering clearly and patiently to all questions. Politeness and understanding a strong point.”
Have you seen the outcome you were hoping for?
“Mostly. Market fluctuations and world circumstances always alter high expectations.”
What could they have done better?
“Happy with Tim.”
Verified clientvia VouchedFor
4.7
Leicestershire · Apr 2026
What were the circumstances that caused you to initially look for an adviser?
“Early retirement and need for financial framework to achieve retirement goals.”
How has Tim Webb helped you?
“By providing efficient, clear, and trustworthy financial advice in a very responsive and friendly manner.”
Have you seen the outcome you were hoping for?
“Yes. I am content and understand the outcomes achieved which have met my financial goals and are in line with expectations.”
What could they have done better?
“I am very content with the service provided which has always been very helpful.”
Verified clientvia VouchedFor
5.0
Cambridgeshire · Jun 2026
What were the circumstances that caused you to initially look for an adviser?
“Change in employment circumstances required my money was being more pro-actively managed to understand if I was able to plan for retirement at the end of the year during which the advice was initially provided.”
How has Tim Webb helped you?
“Tim provided the knowledge and tools to take the data I provided and demonstrate how I could retire at the end of the year and what that would mean for income streams in subsequent years. Tim has helped me build a consolidated and managed investment portfolio that will, hopefully, grow over the next few years. I now look forward to the future with much more confidence that I will have funds to support an active retirement and leave my family financially secure.”
Have you seen the outcome you were hoping for?
“Yes! Even in these turbulent times I have seen great growth in my portfolio value.”
Verified clientvia VouchedFor
5.0
London · May 2026
What were the circumstances that caused you to initially look for an adviser?
“I needed to review financial planning for retirement, and revise my plan to get me there in due course.”
How has Tim Webb helped you?
“Tim discussed my attitude to risk, together with timescales. He provided financial modelling to demonstrate choices to reach retirement goals. Transfer of several pension pots.”
Have you seen the outcome you were hoping for?
“Yes, by investment into a SIPP and ISA in readiness for retirement.”
What could they have done better?
“Nothing, support there when needed together with explanation and annual review.”
Verified clientvia VouchedFor
5.0
Rutland · May 2026
What were the circumstances that caused you to initially look for an adviser?
“Not having much support from my previous company.”
How has Tim Webb helped you?
“By explaining the concepts and simplifying the process so that I can understand it.”
Have you seen the outcome you were hoping for?
“Apart from the world volatility, yes.”
What could they have done better?
“Nothing really.”
Verified clientvia VouchedFor
5.0
Leicestershire · Apr 2026
What were the circumstances that caused you to initially look for an adviser?
“Savings after retirement.”
How has Tim Webb helped you?
“Answering clearly and patiently to all questions. Politeness and understanding a strong point.”
Have you seen the outcome you were hoping for?
“Mostly. Market fluctuations and world circumstances always alter high expectations.”
What could they have done better?
“Happy with Tim.”
Verified clientvia VouchedFor
4.7
Leicestershire · Apr 2026
What were the circumstances that caused you to initially look for an adviser?
“Early retirement and need for financial framework to achieve retirement goals.”
How has Tim Webb helped you?
“By providing efficient, clear, and trustworthy financial advice in a very responsive and friendly manner.”
Have you seen the outcome you were hoping for?
“Yes. I am content and understand the outcomes achieved which have met my financial goals and are in line with expectations.”
What could they have done better?
“I am very content with the service provided which has always been very helpful.”
Verified clientvia VouchedFor
Frequently Asked

The questions
before the meeting.

The practical things you might be wondering. If anything else is on your mind, the exploration meeting is the place to ask it.

Yes. Evergreen Private Wealth deliberately caps the practice so we can give every client real attention. But Tim currently has capacity for new relationships, and the complimentary exploration meeting is the place to start.

Get In Contact

Book yourcomplimentaryexplorationmeeting.

60–90 minutes. No fee, no obligation, no follow-up sales call. Just a careful conversation about whether we’re a fit.

By Telephone

01480 595000

Weekdays, 9am – 5.30pm

By Email

hello@evergreenprivatewealth.co.uk

We reply within one working day

Evergreen Private Wealth

Chartered financial planning for those approaching retirement, business owners and high-earning professionals. Based in Cambridgeshire; serving clients across the United Kingdom.

Explore

Office Address

Evergreen Private Wealth

Gibson House, Ermine Business Park

Huntingdon, Cambridgeshire

PE29 6XU

View on Google Maps

Regulatory document

Download CIDD

Evergreen Private Wealth is a trading name of Webb Wealth Management Limited which is an Appointed Representative of ValidPath Limited which is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 197107. Webb Wealth Management Limited is registered in England & Wales, company number 13524471. Registered address: 9a Leicester Road, Blaby, Leicestershire, LE8 4GR.

The information and guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

This website is for information purposes and does not constitute financial advice, which should be based on your individual circumstances.

Privacy Policy

© 2026 Evergreen Private Wealth. By your side through every season.